Cryptocurrency cards allow holders of digital assets to make everyday purchases without first converting cryptocurrencies to fiat. These cards support various cryptocurrencies and fiat currencies, providing great flexibility for purchasing goods and services.
Top Cryptocurrency Cards
- Bybit Card
- Availability: EEA (excluding a few countries), Switzerland, Australia, Brazil, Argentina, South Africa
- Cost: Free issuance; cash withdrawal limit of $100/month
- Type: Mastercard (plastic and virtual)
- Bonus: Up to 10% cashback, 100% at select partners (e.g., Netflix)
- BingX Card
- Availability: Many countries in Africa, Asia, Europe, South America (not in Russia, Belarus, Ukraine, USA, Canada)
- Cost: Initial fee of 20 euros; monthly service fee of 1 euro
- Type: Mastercard (plastic and virtual)
- Bonus: None specified
- MEXC Card
- Availability: EEA
- Cost: Free issuance; monthly service fee of 1 euro
- Type: Mastercard (virtual)
- Bonus: None specified
- KuCard
- Availability: EEA
- Cost: Free for the first card
- Type: Visa (plastic and virtual)
- Bonus: Up to 3% cashback
- Gate Card
- Availability: Most EEA countries
- Cost: Free issuance
- Type: Visa (plastic and virtual)
- Bonus: Up to 7% cashback
- Bitget Card
- Availability: Over 180 countries (not in Russia, Belarus, Ukraine)
- Cost: Free for the first card
- Type: Visa (plastic and virtual)
- Bonus: Up to 5% cashback
- CoinW Card
- Availability: Over 170 countries (not in Russia, Belarus, Ukraine)
- Cost: Free issuance
- Type: Visa (virtual)
- Bonus: None specified
- Crypto.com Card
- Availability: Most of Europe, Canada, USA, Switzerland, Australia, Singapore
- Cost: Free issuance (with certain requirements)
- Type: Visa (plastic and virtual)
- Bonus: Up to 5% cashback, additional perks with higher tiers
FAQs
What types of cards do exchanges offer?
Cards can be physical or virtual and may belong to payment systems like Visa or Mastercard.
In which countries are these cards typically available?
Availability is mainly concentrated in the EEA, USA, Canada, Australia, and other regions with developed crypto regulations.
What cryptocurrencies are supported by these cards?
Supported cryptocurrencies typically include popular tokens like BTC, ETH, USDT, as well as exchange-specific tokens.
What do I need to obtain a card?
You generally need to register with the exchange, complete identity verification (KYC), and maintain a sufficient crypto balance.
Are there bonuses available when using cryptocurrency cards?
Users can earn cashback up to 10% in cryptocurrency, discounts with partners, and other rewards.
Are there any fees associated with card maintenance?
Most cards do not charge annual fees, but some may have minor issuance or maintenance fees.
Can I withdraw cash from these cards?
Yes, many cards allow cash withdrawals at ATMs, subject to established limits and fees.
What spending limits exist?
Limits vary by card level, ranging from several hundred to tens of thousands of dollars per month.
Conclusion
Cryptocurrency cards, such as the Bybit Card and KuCard, provide convenient ways to utilize digital assets in everyday life. However, selecting the best card requires careful analysis of features and personal needs—from geographical applicability to the nuances of managing financial assets. While these cards offer significant advantages, it is critical to consider the inherent risks and limitations that may impact their reliability long-term.
Further Learning Resources
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